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Blog

24 Apr 2017

The Ultimate Guide to Creating an Emergency Cash Fund

April 24, 2017
Cigno Loans
debt, emergencies, emergency fund Emergency Cash 3
Life is expensive. First, you need to get a job or start a profitable business to secure monetary income. Then you need to spend that income on rent or a mortgage to ensure you have shelter. And, o...
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7 Apr 2017

Financial Habits to Break Today if You Have Bad Credit

April 7, 2017
Cigno Loans
bad credits, habits, ignoring due dates Bad Credit, Finance 1
We all have the best of intentions when it comes to our credit. If you notice that everyone else seems to have their credit under control, while you're spiraling deeper, you aren't alone. Nearly a th...
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24 Mar 2017

10 Personal Finance Skills You Should Be Using

March 24, 2017
Cigno Loans
budgeting, negotiating, personal investment Budgeting, Finance 1
Do you ever find yourself running out of cash before your next payday? If you do, then you probably aren’t good in managing your personal finances. If it’s any consolation, you are not alone. The si...
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7 Mar 2017

The Complete Guide to Avoiding Payday Loan Scams

March 7, 2017
Cigno Loans
hiding fees, payers, scams Pay Day Loans 2
Have you ever pinched pennies until your next check? Is your paycheck spent before you even get it? Listen, you aren't the only one. Plenty of people have scrambled for dough and ate packaged noodles...
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24 Feb 2017

How to Get More Value From Your Paycheck Advance

February 24, 2017
Cigno Loans
advance, paycheck Pay Day Loans 1
This just in: Australian household debt is at a record high. The report also mentioned that 30% of Australian households are in some sort of financial stress and that the country is going to go throu...
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13 Feb 2017

In Debt? Here’s How to Take Control of Your Credit Cards

February 13, 2017
Cigno Loans
bad bredit, credit cards, debt Credit Cards, Finance 1
Being in debt sucks, plain and simple. Australia alone has a substantially shocking margin of household debt at nearly 125.2%. Your credit, financial opportunities, and general financial standing tak...
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24 Jan 2017

When You Shouldn’t Apply for Same Day Payday Loans

January 24, 2017
Cigno Loans
business investment, shopping, vacation Pay Day Loans 9
Same day payday loans, as well as payday loans in general, tend to have a lot of stigma around them. However, payday loans can be an excellent alternative with emergency financial situations arise....
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18 Jan 2017

DIY Credit Repair: You Can Fix Your Credit

January 18, 2017
Cigno Loans
credit repair, credit report Bad Credit, Finance 2
Your credit score could either be a stepping stool to a whole new world or it could be a ball and chain. If you're in the latter category, you are probably hoping for an alchemist to show up and trans...
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9 Jan 2017

You Can Get Out of Debt with These Money-Saving Tips

January 9, 2017
Cigno Loans
cash, credit accounts, saving tips Budgeting, Finance, Loan Tips 2
So you want to get a jump start on figuring out how to get out of debt? It turns out that the Australians have around $1 trillion left in debt. This huge amount usually comes from student loans, mort...
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7 Dec 2016

Are Instant Payday Loans Instant Solutions?

December 7, 2016
Cigno Loans
instant loans, instant solutions, money solutions, precautions Pay Day Loans 1
If you're wondering about whether an instant payday loan is the choice for you, check this out - we're sharing everything you need to know about this tool. Let's face it - we've all been in situations...
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Nominal Percentage Rate

All loans processed through Gold-Silver Standard Finance Pty Ltd (ABN 89 611 823 940) have a nominal percentage rate of 5%, which is comprised of a one-off non-interest charge by the lender equal to 5% of the loan amount. Cigno Pty Ltd offers a helper service. If you choose to use any of the Cigno Pty Ltd services extra fees may be charged.

Financial Risk Disclaimer

Please consider your own circumstances before you apply for an advance through Cigno Pty Ltd. Please read the privacy policy and terms of use before you make a decision regarding our products. The business has developed its Risk Management Programme based on the new Australian and international standard for risk management, AS/ISO 31000

Contact Us

Call: (07) 5644 3500
SMS: 0437 873 910
Fax: 1300 66 14 15
Email: info@cignoloans.com.au
PO Box 3362 Australia Fair, QLD 4215
Australian Business Number: 43 612 373 734

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